全面对接国际高标准经贸规则推进中国（上海）自由贸易试验区高水平制度型开放总体方案

The scheme encourages financial institutions and service providers to adopt international advanced standards for electronic payment systems and carry out cross-border authentication. It allows financial institutions to transmit overseas the data required for daily operations within the national cross-border data transmission security management system framework. The scheme also aims to deepen international cooperation in financial technology, facilitate cross-border asset management, and promote the digital renminbi pilot program. It supports insurance funds to invest in gold and other bulk commodities on a pilot basis, and allows for the orderly and free flow of funds between the Shanghai Pilot Free Trade Zone and overseas in accordance with the law.